Saturday, November 30, 2019

Synopsis of Key Issues Essays - Aviation, American Airlines Group

Synopsis of Key Issues The current owners should keep the business because they have the potential to be a leader in the market. Since they have been doing this for a long time, they are slightly old style, and in order to keep going, it sounds like they are going to have to be updated. During an update, they may be able to obtain new equipment that would be to their advantage over other companies. This is commonly seen in the large chain restaurants; one will make a large step toward a product or machine, which puts them ahead of the rest of the market. This airline could invest in new planes and new systems for various jobs to make it easier and eventually the investments will pay off. For the future of Mid-Continent they should sell their two oldest planes and buy two new Beechcraft 1900's. In addition they need to try and get the loans from the banks in the small towns that they work from to help them refurbish the planes they already own and to buy new ones. Mid-Continent can also make the best out their already owned planes by changing the areas that they fly to. For instance, they can fly to destinations that are closer from the airports they are departing from to help lower the mileage that the planes fly. Mid-Continent should be in Market D. this market is the best for them because they would travel less miles, which would help with their older planes that have trouble going the extra miles, and it would help them get more consumers as well. They would be near a university and many businesses which would bring their consumer intake up. With thirty-six people wanting seats each day they could fill up at least two planes a day in this market. The best plane for Mid-Continent to acquire would be the Beechcraft 1900. The Beechcraft is has the cheapest price and has the lowest quarterly lease. Purchasing this one would mean that they would be able to use any extra money to help them refurbish the planes that they already own and need to be fixed up. The Beechcraft also has better MPH than the British Aero 31 which is $200,000 more expensive than the Beechcraft and is only 4 MPH behind the Saab 340 which is $1.4 more expensive than the Beechcraft. There are critical issues that this company poses to any future venture. Airline's rapid growth in passenger numbers is a concern for the amount of planes they own. If the numbers keep increasing like the first year shows the airline will need massive amounts of funds for more planes and possibly terminals; if of course they choose to keep flying to unpopular destinations. In order to achieve and stay ahead of other airlines, if they continue to grow, they must update air crafts as well to meet the expectations of clients flying with them. This will also require more money on top of their present need for more planes. With newer technologies on planes maybe a possible decrease in the amount of fuel needed to fly could happen along with a cut in ticket prices making their airlines more attractive to potential flyers. If the airline is only flying to places that are avoided by most other airlines there could potentially be a shortage in flyers, once more planes are acquired there could be a spreading out of their clients, choosing a few major hubs to fly into to even out their revenue in times of shortages of passengers. Being a mom and pop business they may need help from an outside source for advice and other things of that nature. The major airlines have advisers helping them along the way to ensure their business has good standings. There are other things they will need to consider. Like setting themselves apart from other airlines, by offering things others do not, a free checked bag, etc. Some people would enjoy a first class experience, and are willing to pay for it, privacy could be another possible upgrade. Critical issues for this business are money and keeping up with the times.

Tuesday, November 26, 2019

Free Essays on Analytical Essay Of Rappaccinis Daughter

A Fall from Grace Nathaniel Hawthorn's â€Å"Rappaccini’s Daughter,† is the story about the rivalry between two scientists that ultimately causes the destruction of an innocent young woman. However, when the story is examined on a symbolic level, the reader sees that â€Å"Rappaccini’s Daughter† is an allegorical reenactment of the original fall from innocence and purity in the Garden of Eden. Rappaccini's garden sets the stage of this fable, while the characters of the story each represent the important figures from the Genesis account. Through the literary devices of poetic and descriptive diction, Nathaniel Hawthorne conveys the symbolism of these characters, as well as the setting. The story takes place in mid-nineteenth century in Padua, Italy and revolves around two major settings; the mansion of an old Paduan family, and Rappaccini’s lush garden. The mansion is described as, â€Å"high and gloomy†¦the palace of a Paduan noble†¦ desolate and ill-furnished†¦Ã¢â‚¬  This description establishes a dark mood throughout the story. Hawthorne writes, â€Å"One of the ancestors of this family†¦had been pictured by Dante as a partaker of the immortal agonies of his Inferno†¦Ã¢â‚¬  The allusion of Dante refers to The Divine Comedy and the Inferno describes the souls in Hell. Furthermore, Baglioni converses with Giovanni in this mansio n chamber and tries to manipulate him in his attempt to destroy Rappaccini. In a sense, the dark and gloomy mansion symbolizes the domain of evil. The second major setting is the garden. The author uses poetic diction to describe Rappaccini’s garden. Hawthorne writes, â€Å"There was one shrub in particular†¦that bore a profusion of purple blossoms, each of which had the luster and richness of a gem†¦seemed enough to illuminate the garden, even had there been no sunshine†¦some crept serpent like along the ground or climbed on high†¦Ã¢â‚¬  In this passage, the author depicts the livel... Free Essays on Analytical Essay Of Rappaccini's Daughter Free Essays on Analytical Essay Of Rappaccini's Daughter A Fall from Grace Nathaniel Hawthorn's â€Å"Rappaccini’s Daughter,† is the story about the rivalry between two scientists that ultimately causes the destruction of an innocent young woman. However, when the story is examined on a symbolic level, the reader sees that â€Å"Rappaccini’s Daughter† is an allegorical reenactment of the original fall from innocence and purity in the Garden of Eden. Rappaccini's garden sets the stage of this fable, while the characters of the story each represent the important figures from the Genesis account. Through the literary devices of poetic and descriptive diction, Nathaniel Hawthorne conveys the symbolism of these characters, as well as the setting. The story takes place in mid-nineteenth century in Padua, Italy and revolves around two major settings; the mansion of an old Paduan family, and Rappaccini’s lush garden. The mansion is described as, â€Å"high and gloomy†¦the palace of a Paduan noble†¦ desolate and ill-furnished†¦Ã¢â‚¬  This description establishes a dark mood throughout the story. Hawthorne writes, â€Å"One of the ancestors of this family†¦had been pictured by Dante as a partaker of the immortal agonies of his Inferno†¦Ã¢â‚¬  The allusion of Dante refers to The Divine Comedy and the Inferno describes the souls in Hell. Furthermore, Baglioni converses with Giovanni in this mansio n chamber and tries to manipulate him in his attempt to destroy Rappaccini. In a sense, the dark and gloomy mansion symbolizes the domain of evil. The second major setting is the garden. The author uses poetic diction to describe Rappaccini’s garden. Hawthorne writes, â€Å"There was one shrub in particular†¦that bore a profusion of purple blossoms, each of which had the luster and richness of a gem†¦seemed enough to illuminate the garden, even had there been no sunshine†¦some crept serpent like along the ground or climbed on high†¦Ã¢â‚¬  In this passage, the author depicts the livel...

Friday, November 22, 2019

Why Federal Elections are Held on Tuesday

Why Federal Elections are Held on Tuesday Of course, every day is a good day to exercise our freedom, but why do we always vote on the Tuesday after the first Monday in November? Under a law enacted in 1845, the day designated as Election Day for choosing elected federal government officials is set as â€Å"the Tuesday next after the first Monday in the month of November† or the first Tuesday after November 1.† This means that the earliest possible date for federal elections is November 2, and the latest possible date is November 8. For the federal offices of President, Vice President, and members of Congress, Election Day occurs only in even-numbered years. Presidential elections are held every four years, in years divisible by four, in which electors for President and Vice President are chosen according to the method determined by each state as required by the Electoral College system. Midterm elections for members of the United States House of Representatives and the United States Senate are held every two years. Terms of office for persons elected in federal elections begin in January of the year following the election. The President and Vice President are sworn in on Inauguration Day, typically held on January 20. Why Congress Set an Official Election Day Before Congress passed the 1845 law, the states held federal elections at their discretion within a 30-day period before the Wednesday in December. But this system had the potential to result in electoral chaos. Already knowing the election results from states that voted in early November, people in states that did not vote until late November or early December often decided not to bother to vote. The lower voter turnout in late-voting states could change the outcome of the overall election. On the other hand, in very close elections, states that voted last had the power to decide the election. Hoping to eliminate the voting lag problem and streamline the entire election process, Congress created the current federal Election Day. Why a Tuesday and Why November? Just like the food on their tables, Americans can thank agriculture for an Election Day in early November. In the 1800s, most citizens - and voters - made their living as farmers and lived far from the polling places in cities. Since voting required a day-long horseback ride for many people, Congress decided a two-day window for elections. While weekends seemed a natural choice, most people spent Sundays in church, and many farmers transported their crops to market on Wednesday through Friday. With those restrictions in mind, Congress chose Tuesday as the most convenient day of the week for elections. Farming is also the reason for Election Day falling in November. Spring and summer months were for planting and cultivating crops, late summer through early fall were reserved for the harvest. As the month after the harvest, but before the snows of winter made travel difficult, November seemed the best choice.   Why the first Tuesday after the first Monday? Congress wanted to make sure the election never fell on the first of November. November 1st is a Holy Day of Obligation in the Roman Catholic Church (All Saints Day). In addition, many businesses tallied their sales and expenses and did their books for the previous month on the first of each month. Congress feared that an unusually good or bad economic month might influence the vote if it were held on the 1st. But, that was then and this is now True, most of us are no longer farmers, and while some citizens still ride a horse to vote, travel to the polls is far simpler than in 1845. But is there, even now, a single better day to hold a national election than the first Tuesday after the first Monday in November? School is back in session and most summer vacations are over. The closest national holiday Thanksgiving is still almost a month away, and you dont have to buy anybody a gift. But the runaway best all-time reason for holding the election in early November is one Congress never even considered in 1845. Its far enough from April 15 that we have forgotten about the last tax-day and havent started worrying about the next one. Bottom line? Any day is a good day to vote.

Thursday, November 21, 2019

Social Performance Essay Example | Topics and Well Written Essays - 1000 words - 2

Social Performance - Essay Example nd are shrinking within the conventional channels and are and will be taking a highly fragmented, tough channel in which the advertisers know instantly that they have reached their audience. The performance-based marketing is online oriented giving a healthy marketing environment. In the performance-based marketing, the trend is currently encompassing an all-time high speeds for surfing. In this case, the current advancements in technology have made reporting and targeting undemanding. Indeed, the performance-based marketing has become stable to growing because of its inherent superiority of measurability. The trend is more of recession-resistant instead of the recession-proof, which could be experienced in the traditional media and whose features were not measurable. The performance-based marketing, which can be via display, email, and search, or social media, applies to a large set of advisers, publishers, agencies, plus the social media marketing in the entire continuum. For ad vertisers: with the current trends in performance-based marketing, the online advertising is subject to real-time search whenever it comes to results, which is due to the tracking of advertising. Advertisers can utilize the affiliate programs to generate highly direct links, from web-based content towards appropriate opportunities in e-commerce. The subset of performance-base marketing, the Cost per Acquisition, provides a full continuum of advertising services online hence generate a demonstrable return for advertisers (Barbara & Norman, 2001). For publishers: following the performance-based advertising, publisher get the true worth of their audience. A publisher becomes highly proactive within their marketing since they get paid for their activities. The website of the publisher can focus on moving the target market towards a highly lucrative avenue for transactions based on the market requirements. This is an indicator that; the publisher is an individual who understan ds

Tuesday, November 19, 2019

Naturalistic Observation Research Paper Example | Topics and Well Written Essays - 1250 words

Naturalistic Observation - Research Paper Example The mother stands up while looking at the child and laughs. The father, on the other hand, frowns at what he reads. He later looks at his watch and continues with his reading. The child takes a stick from the ground and strikes the water. Later, he strikes the fishes as well, and giggles. He then decides to climb up the pond to sit on its edge. The mother holds the child in an attempt to put him down from the pond's edge. She says, "Let's go, don't get yourself dirty with those mosses and unclear water, and don't strike the fishes, they'll get hurt. Now, behave yourself and get down." The mother takes the stick from the child, but the child struggles as the mother tries to put him down from the edge of the pond. This hypothesis is chosen because of the dominant feature of the mother looking after the child on the latter's possibility of getting hurt or getting dirty while the father entrusts this task to his wife and proceeds with reading a newspaper. The above interaction exhibits the correctness of the hypothesis that the mother is more attentive to the behavior of the child than the father is. This is supported by the mother's non-verbal behavior on the actions of the child, such as looking at him while he approaches the pond, smiling, laughing, getting the stick from his hand, pulling him away from the pond, and turning to her husband when the child resists to obey. ... The child does not say anything as he allows his mother to put him down. His eyes are on the fishes and stands still as he watches them. Both hands are on the edge of the pond. 2. 0. Hypothesis Based on the observed verbal and non-verbal behavior, the hypothesis drawn is: The mother is more attentive to the behavior of the child than the father is. This hypothesis is chosen because of the dominant feature of the mother looking after the child on the latter's possibility of getting hurt or getting dirty while the father entrusts this task to his wife and proceeds with reading a newspaper. 3. 0. Counting the Verbal Behavior of Participants in the Setting: In supporting if this hypothesis is correct, counting the verbal behavior of participants in the setting is undertaken. The mother uttered the following lines during the verbal observation: 1. "Lester is so hyperactive, Hon. Just look at that boy." 2. "Hey, kiddo! Be careful!" 3. "Let's go, don't get yourself dirty with those mosses and unclear water, and don't strike the fishes, they'll get hurt. Now, behave yourself and get down." 4. "Look at what Lester is doing, and this kid will mess his shirt up!" On the other hand, the father uttered only the following lines during the same verbal observation. 1. "Oh, yeah." 2. "Just watch the fishes, and don't climb up the pond!" The above interaction exhibits the correctness of the hypothesis that the mother is more attentive to the behavior of the child than the father is. This is supported by the mother's non-verbal behavior on the actions of the child, such as looking at him while he approaches the pond, smiling, laughing, getting the stick from his hand, pulling him away from the pond, and turning to her husband when the child resists to obey. On

Saturday, November 16, 2019

Person Centred Care Essay Example for Free

Person Centred Care Essay Individuality- Being unique and not seeing a person with their illness. This is important to make someone feel like his/her own person. Rights- Each person is entitled to their rights and they should be respected. This is important to make sure that everyone is treated the same. Choice- Make sure you choose the right choice and give them the right choice of their carer. This is important so that a person is comfortable with their choice. Privacy- This is respecting another’s privacy. This is important because a person could get embarrassed if their privacy is not respected and have low self esteem Dignity- Make sure you respect someone’s dignity this is important so that they don’t feel embarrassed. Independence- Not doing everything for a person. This is important so that a person is able to do certain things for him/herself Respect- Recognising them as a person. Read more:Â  Evaluate the Use of Care Plans in Applying Person-Centred Values This is important so that a person is felt like they are being treated fairly no matter what their sex, age or religion is. Partnership- Working with an older person or a vulnerable adult this could be the health services, social services, education services, family, friends or even informal carers. You must be able to explain the best practice which requires social care workers to be able to work in person centred ways reference to the current legalisation such as the government papers and the codes of practice. You also must be able to explain how the individuals receive the best of care once they decide what they want and how they want it to be delivered. Consent in adult social care refers to the provision of approval or agreement, particularly and especially after thoughtful consideration. Social care workers must gain the consent of an individual so that they are able to help the individual out it is also because of legal implications, for example if someone is going to clean an individual they need permission to do so before they go ahead. A social care worker might gain the consent of an individual by verbally or written confirmation, by asking questions by giving the individual different choices. If a social care worker is unable to get consent due to the individual not being able to express themselves due to a mental illness or a lack of mental capacity or even because they are terminally ill then their consent may be obtained by asking their family or their next of kin.

Thursday, November 14, 2019

The Year 2000 is Coming! :: Millenium New Year 2000 Essays

The Year 2000 is Coming! Here we are close to the dawn of the millennium. An even 2000 years has passed since man has decided to start counting. That has to be significant, doesn't it? Conspiracy theorists, self- proclaimed prophets, and doomsayers can take this opportunity to spread rumors of world destruction or take ancient prophecies and interpret them to their liking. Life must be getting boring or over stimulating for these folks. There are so many different groups spreading awareness in preparation for the millennium. One can obtain knowledge on this subject by contacting a group who call themselves TEOTWAWKI (an acronym for the end of the world as we know it), Armageddon, or on the countless Y2K websites. There are many people involved in the frenzy surrounding Y2K. We have a Y2K coalition right here in Arkansas. The citizens of Harrison have formed a group called Y2K watch. Around one hundred people meet bimonthly to discuss strategies for getting through the millennium. They have even attracted outsiders. Jerry and Carolyn Head moved from a Dallas suburb to Harrison to escape the millennia madness. They have stocked up buying a generator, livestock, and hundreds of toilet paper rolls. They claim to just be â€Å"planners† and not part of the Y2K worriers in which "most of them are nuts". Y2K,which stands for year 2000, is the confusion of our computer systems when the clock strikes 12:00 on January 1, 2000. When computers were first developed they were the size of small rooms and stored data on thousands of punch cards made out of cardboard. To save space, engineers used two digits to indicate the year. Now that we are approaching the year 2000, they realize the ambiguity of the year being 00 will apparently throw all of the computers off. Many people have declared this a disaster. One family in Ohio has really gone to extremes. They have bought the usual for survivalists, a generator and food (a years supply). In addition to this, they have invested in a waterbed in case the water companies crash and are unable to distribute water. Y2K drills are frequently practiced in the house to ensure all the appliances will work with the generator. The mother has tried to raise awareness among the community and cannot understand why the Girl Scout leader turned down her offer to lecture on the subject.

Monday, November 11, 2019

Audience and Purpose Essay

Write an essay in which you show how food–its production, preparation, and/or consumption–affects everyday life beyond its obvious role as one of the basic necessities; that is, try to explore in your essay the cultural, psychological, and social influences of food on you and those around you. For example, explain how your childhood was defined by the constant struggle between you and your parents to get you to eat healthy foods; or describe the most elaborate meal that you have ever eaten, perhaps at a fancy restaurant, and how it made you feel. Also, you might relate your first experiences with growing a garden and enjoying fresh vegetables or catching and cooking your own fish on a camping trip. If your family still maintains its ethnic origins by preparing food from the old country, you might use your essay to describe such a meal and how it connects you to your roots. This is not a process analysis paper on how to prepare a certain dish; instead, you should use you r essay to interpret the meaning of food in your own life and culture. Audience and Purpose. Food is a necessity for life, but it is so much more than that. It is used in social settings to help members of a group bond and to make parties festive; it is used to pass from generation to generation family and national customs; it is used to make friends and observe special occasions; and it is used to the express artistic values of those who prepare it for consumption. Writing about the role of food in our lives can teach us much about ourselves and our culture. Interpreting the meaning of food in our lives can help readers understand life in general. Development Strategy. To develop this kind of personal essay, use division/classification (like the sample essay), comparison/contrast, or narration/description. Begin by brainstorming some interesting experiences you have had with food, and make a list of potential topics. Try to list eight or ten topics, and then choose the one that seems the most interesting. To test drive this topic, do some free writing for five or ten minutes to see what you have to say. If this results in some interesting material, try some focused free writing in which you use a specific strategy, such as narration or comparison/contrast, to organize your thoughts. If this results in a detailed, creative look at the art of eating okra or why your Cajun grandmother used food as bribery, try writing a  thesis (main idea sentence) that will help you shape the first draft into a purposeful, coherent essay. If this works, share your first draft with a preliminary audience before writing a final draft. Develop your topic with specific supporting material from personal experiences and use sensory language to help readers experience the food you describe. Sample Topics  my first experience with haute cuisine at the Commander’s Palace Restaurant in New Orleans learning to like liver  watching my little brothers eat dinner: not a pretty sight  dining on exotic foods during a mission trip to the Caribbean how my mother cooks for six very different people without going crazy why breakfast foods are my favorite  on refusing to eat anything slimy  fresh vegetables from my grandparents’ garden: the ultimate in dining pleasure grilling the steaks as a manly act: how to wear an apron and still look macho on learning proper table etiquette during the potluck suppers held at church the cultural significance of ___________ cuisine  in quest of the perfect junk food  on the importance of not letting your foods touch each other on the plate: confessions of an obsessive/compulsive vegetarianism: not a disease  on saying grace before a meal Aunt Virginia’s secret weapon, the best fried fruit pies you’ve ever eaten a total sensory experience: observing the kitchen on a busy night at Tavern on the Green putting the soul into soul food  why Thanksgiving dinner is more than a meal at the Salvation Army one of God’s most amazing inventions, the sweet potatoSample Thesis Statements 1. Passover is more than just a meal; it is a religious experience rich in symbolism and history. 2. Preparing a family dinner for the first time can easily turn into disaster. 3. Al fresco dining at the Catalina Restaurant in St. Augustine involves all of the senses. 4. The parents of finicky children have to be resourceful when tricking their kids into eating enough to stay alive. 5. People eat out of necessity but also as an important form of social interaction. Sample Essay Sandy Renfro Mr. Carter English I 14 February 2004 Eating as a Social Act Can you imagine a party without food? Have you ever bellied up to the buffet, even though you were already full, just to be sociable? Does the act of breaking bread with someone with whom you’re angry ease the tension? Is it easy to be quiet at a dinner party? If you answered no-yes-yes-no to these questions, you have probably noticed the social implications of eating. Yes, we eat to stay alive, but there’s much more to it than that. We eat with others to establish and maintain friendly relationships. Four main occasions illustrate this social reason for eating: parties, banquets, family meals, and funerals. By definition, a party involves more than one person and almost always includes food and beverage. My mom’s birthday party last August wouldn’t have been the same without the birthday cake, the homemade ice cream, and the large trays of finger foods that her two sisters prepared for friends and family. The focus remained on my mother, but the delicious food gave us something to do while she opened her gifts and joked with her sisters. A banquet is usually a catered affair at which a large group of people who are bound together by a special interest or endeavor sit down to a dinner to honor a person or persons who have contributed to their shared interest or cause during the year. The high school sports banquet last year gave athletes and their families a wonderful opportunity to form social bonds by reminiscing about the year’s games and track meets over filet mignon, baked potatoes, and green beans. Recognizing the outstanding athletes with short speeches and aw ards also created a social cohesion in the group that have made this year’s teams perform well. Family meals also perform an important social function when parents use these occasions to teach their children proper table etiquette, find out what’s going on in their children’s lives, and entertain interesting guests who can expose the children to new ideas and different cultures. My parents expect me and my two sisters to be present at every family meal, and some of our most enjoyable times as a  family have taken place around the dinner table. We also have some interesting discussions about politics, religion, and culture, especially if we have guests like our pastor and his wife, the Muslim family that lives down the street, or any of the international students from the university where my mother works. I have learned my conversational skills sitting at the family dinner table. Food also has a social function at most funerals or wakes. When my grandfather passed away two years ago, I was amazed at how much food poured in from neighbors and fellow church members . This was their way of saying, â€Å"We care about your loss.† During the home visitation time the night before the funeral, my grandmother made sure everyone had something to eat. After the funeral the next morning, the church ladies prepared a nice lunch for family and friends in the church’s fellowship hall. We used this occasion to share memories about Grandpa. Our dinner that night at Grandma’s house became a kind of impromptu family reunion when we caught up on all the news from aunts, uncles, and cousins who came in from out of state to attend the funeral. Of course, there are other occasions when eating together helps us form social bonds, but these are the ones that have helped me become the person I am today. Bottom line: people eat out of necessity but also as an important form of social interaction. Essay Reminders. Don’t forget: 1) a good essay consists of three basic parts: the introduction, the body, and the conclusion; 2) the main idea is stated clearly in one sentence called the thesis; 3) the topic is narrow and well developed; 4) the author writes about the topic from personal experience for an audience of readers who will benefit in some way from reading it; 5) the material is divided into paragraphs logically to make reading the essay easy; and 6) the topic is developed specifically, using one or more of the following development strategies: analogy, definition, description, cause/effect, comparison/contrast, division/

Saturday, November 9, 2019

Far from the Madding Crowd Essay

For example, when asked if he knew who the woman he was talking to had been (Liddy), he replied to Bathsheba â€Å"I know her by sight†. This was also said as a way of protection. He also once lied to Bathsheba when showing her his sword fighting. He tells her that the sword is not very sharp until the end of the exercise, when he tells her the truth, † this sword will shave like a razor†. It is from about this time that Bathsheba begins to realise that she is deeply in love with Troy, and has now forgotten about Mr. Boldwood. Bathsheba is attracted to a superficial man, however, only the reader can realise this. There is an example of dramatic irony between these two characters when Troy has many faults such as gambling, womanising and the inability to settle and commit himself, not only are these faults but strong obsessions as well. These facts are all well known to the reader and the community in the story, but Bathsheba is oblivious to the fact. When infatuated and blinded from these facts, there can be tragic consequences. When Bathsheba realises for herself, that she loves sergeant Troy, Gabriel Oak reminds her of Boldwood’s prior claims. He also criticises troy, provoking Bathsheba to defend Troy. The author of this book, Thomas Hardy, presents the infatuated Bathsheba as nai ve and blind. He directly contrasts Troy and Gabriel, where Gabriel acts as Bathsheba’s conscience, reminding her of Boldwood’s claims. Gabriel attempts of warning Bathsheba to resist Troy â€Å"before it is too late† is prophetic. When Boldwood finally realises that he has been rejected, he tries bribing Troy, so that he would be interested in marrying Fanny. However, it is too late, Troy and Bathsheba were already married. This just shows how obsessed with Bathsheba really is. Troy doesn’t seem to notice or appreciate the love and infatuation shown by Bathsheba. This is shown on their wedding day, during the party, as he didn’t spend any time with her; instead, he got drunk and fell asleep in the barn with his friends. The storm that broke out could have torn everything down and broken the wicks, but Gabriel, being the only observant one there realised and saved everything before it was too late. Gabriel Oak dominates the beginning of the story and is described as a â€Å"young man of sound judgement † and â€Å"general good character†. He is a hard workingman, and has done so during the whole of his life to become the independent farmer that he was. Although he is attracted to Bathsheba, he notices that she is very vain. He is very honest, practical, trust-worthy and faithful. He is also strong as his name suggests. Gabriel is always in control of himself. He accepts the fact the Bathsheba does not love him so unlike Boldwood, leaves her alone. He also keeps to his word, for example, when he told her that he would no longer talk to her, he didn’t. Oak however, is a very trustworthy and loyal man. Whenever Bathsheba was in a crisis, she always asked for Oak. An example of this is when her sheep had eaten some clover and fell ill. She relied on Oak to come and save them. When her farm went on fire, Oak was the mysterious man who helped and at her wedding, when there was a storm, Oak strengthened the wicks. In a crisis he acts calmly and bravely saving Bathsheba’s crops in the fire and storm. He honestly condemns Bathsheba’s conduct to Boldwood on a number of occasions, twice facing dismissal. He is dismayed by Bathsheba’s â€Å"infatuation† with Troy, attempting to warn her against trusting him. When hiding his feelings he says â€Å"he adored Bathsheba†. Hardy points out the contrasts between homely Oak† and the attractive Troy whose â€Å"deformities lay deep down from a woman’s vision†. There is a big contrast between Oak and Troy. Another difference between these characters is that Troy gambles and Gabriel â€Å"reckons up the exact financial value† of each risk threatened by the storm. At the end of the story it turns for the better for Oak. He gets promoted from being the shepherd to the bailiff, his industry is awarded and he is offered a hare of the profits to manage Boldwood’s farm after his imprisonment. Bathsheba realises at the end after Troy’s death, that she becomes weak and depressed and increasingly dependant on Gabriel. This helps her notice that she loves him and finally agrees to marry him. This shows that more or less the whole novel is about obsession between each of the characters. It also has a lot of romance in it with hard realism running through it. Additionally, it shows that not only is it the world that loses control in natural disasters but also people lose control in emotional disasters.

Thursday, November 7, 2019

How the HUD Anti-Flipping Rule Protects Homebuyers

How the HUD Anti-Flipping Rule Protects Homebuyers In May 2003, the U.S. Department of Housing and Urban Development (HUD) issued a federal regulation intended to protect potential homebuyers from potentially predatory lending practices associated with the process of flipping home mortgages insured by the Federal Housing Administration (FHA). Thanks to the rule, homebuyers can â€Å"feel confident that they are protected from unscrupulous practices,† said then-HUD Secretary Mel Martinez. â€Å"This final rule represents a major step in our efforts to eliminate predatory lending practices,† he said in a press release. In essence, â€Å"flipping† is a type of real estate investment strategy in which an investor buys houses or property with the sole intent of reselling them for a profit. The investor’s profit is generated through increased future sale prices that occur as a result of a rising housing market, renovations and capital improvements made to the property, or both. Investors who employ the flipping strategy risk financial losses due to price depreciation during declines in the housing market. Home flipping becomes an abusive practice when a property is resold for a large profit at an artificially inflated price immediately after being acquired by the seller with little or no appreciable improvements to the property.  According to HUD, the predatory lending happens when unsuspecting homebuyers either pay a price far higher than its fair market value or commit to a mortgage at unjustly inflated interest rates, closing costs or both. Not to Be Confused With Legal Flipping The term â€Å"flipping† in this instance should not be confused with the completely legal and ethical practice of buying a financially distressed or rundown home, making extensive â€Å"sweat equity† improvements in order to truly raise its fair market value, and then selling it for a profit. What the Rule Does Under HUD’s regulation, FR-4615 Prohibition of Property Flipping in HUDs Single Family Mortgage Insurance Programs,† recently flipped homes are not allowed to qualify for FHA mortgage insurance. In addition, it allows FHA to require persons attempting to sell flipped homes to provide additional documentation proving that the home’s appraised fair market value had truly increased significantly. In other words, prove that their profit from the sale is justified. Key Provisions of the Rule Sale by Owner of Record Only the owner of record may sell a home to an individual who will obtain FHA mortgage insurance for the loan; it may not involve any sale or assignment of the sales contract, a procedure often observed when the homebuyer is determined to have been a victim of predatory practices. Time Restrictions on Resales Resales occurring 90 days or less following acquisition will not be eligible for a mortgage to be insured by FHA. FHAs analysis disclosed that among the most egregious examples of predatory lending was on flips that occurred within a very brief time span, often within days. Thus, the quick flips will be eliminated.Resales occurring between 91 and 180 days will be eligible provided that the lender obtains an additional appraisal from an independent appraiser based on a resale percentage threshold established by FHA; this threshold would be relatively high so as to not adversely affect legitimate rehabilitation efforts but still deter unscrupulous sellers, lenders, and appraisers from attempting to flip properties and defraud homebuyers. Lenders may also prove that the increased value is the result of rehabilitation of the property.Resales occurring between 90 days and one year will be subject to a requirement that the lender obtains additional documentation to support the value to add ress circumstances or locations where HUD identifies property flipping as a problem. This authority would supersede the higher expected threshold established for the above-mentioned 90 to 180 day period and will be invoked when FHA determines that substantial abuse may be occurring in a particular locality. Exceptions to the Anti-Flipping Rule The FHA will allow waivers to the property flipping restrictions for: properties acquired by an employer or relocation agency in connection with the relocation of an employee;resales of foreclosed, bank-owned property by HUD under its real estate owned (REO) program;sales of property by other U.S. government agencies;sales of properties by nonprofit organizations approved by HUD to buy single-family properties at a discount with resale restrictions;sales of properties that are acquired by the seller by inheritance;sales of properties by state and federally-chartered financial institutions and Government-Sponsored Enterprises;sales of properties by local and state government agencies; andsales of properties within Presidentially Declared Major Disaster Areas (PDMDA), only upon issuance of a notice of an exception from HUD. The above restrictions do not apply to builders selling a newly built house or building a house for a borrower planning to use FHA-insured financing.

Tuesday, November 5, 2019

Persuasive Essay on Adopting a Dog

Persuasive Essay on Adopting a Dog Persuasive Essay on Adopting a Dog There are numerous reasons why one should make the wise decision to adopt a dog, the first of which is that one gets to save a life by choosing to adopt a dog. In the United States of America only, more than two million dogs are available for adoption on a yearly basis. The main reason why so many dogs are available for adoption is there are many individuals who give up their pets to animal shelters, and the number of individuals who go to shelters to adopt a dog is small. Unfortunately, many animal shelters do not have enough space to house the pets comfortably and sometimes do not even have enough resources to take care of the pets. These reasons sometimes push animal shelters to tight corners and cause them to eliminate some of the pets that have not been adopted. If more people came up and adopted the dogs, fewer animals would be eliminated or tortured by those who adopt them for weird reasons. The other reason why one should adopt a dog is that when one adopts a dog from an animal shelter, he or she not only gets to save money but also gets to adopt healthy dogs. There is a common misconception that animals found in animal shelters usually have something wrong with them. The fact is there are numerous reasons that may make one give up a pet to an animal shelter. However, this is not necessarily because the animal is injured or has a certain fault. Animal rescue centers usually concentrate on bringing up animals in the healthiest way that they can to make it easy for one to adopt a dog, should one choose to take the dog home. The shelters also regularly examine the pets and vaccinate them accordingly and regularly, and they pay close attention to the pets to ensure they are in their best health. In relation to cost, it is usually much cheaper to purchase a pet from an animal rescue center than it is to purchase a pet from a pet store or any other store. Another important reason why one should adopt a dog for a pet is that pets have been shown to improve the mood of their owners. Instead of feeling lonely and moody, one should adopt a dog because the dog will give the owner unconditional love and therefore help one to psychologically feel better. Dogs are also great when it comes to improving the physical health of their owners. Scientists have shown that spending time with one’s dog can significantly lower one’s blood pressure and lower one’s cholesterol levels. Activities such as walking the dog or even grooming the pet provide the owner with physical activity, which in turn can help the individual strengthen the heart and bone tissues. Simply stated, dogs are not just pets but are beneficial in many ways. Tips on writing a persuasive essay about Adopting a Dog: 1. Define what audience your essay is directed to; whether most of your audience. 2. Make sure your argument is definite. 3. Research your topic about adopting a dog well. To make your claim stronger, your arguments should be clear and supported be real examples. You can easily buy an essay online from experts at . You will get a superior-quality custom persuasive essay written from scratch!

Saturday, November 2, 2019

Justification of Intellectual Property Protection Essay

Justification of Intellectual Property Protection - Essay Example The paper throws light on intellectual property as any change of mind or innovation. This property, maybe a symbol or a logo, any unique name designated for a company, creative and artistic invention. Intellectual property is secluded or patent innovation. Certain brands use a specific trade mark and music companies copyright their sounds and videos patterns, professionals carry out methods formulas and technologies which are confined in official documents or economic values that are used commercially. Intellectual property is the intangible or insubstantial vague property on the other hand special private and personal property of any individual or a company is tangible is easily and clearly defined. IP is any form of expression, this includes images, symbols, logos, title, label, techniques, methods used in business industry or commerce; software, music rhythms literary. This personal effort is the innovation and creation of mind and displayed and manifested, it has physical existen ce and exclusive property rights. Exclusive property rights include copyrights, trademarks, patents industrial design rights and trade secrets, these rights are intellectual property and protect company’s different types of unrelated legal concepts. The British statue of Anne 1710 and statue of monopolies 1623 are the two patent laws, copyrights that are nowadays used respectively, these laws were originated in the late 20th century and since then the word intellectual property started to be used. ... This absolute protection thus deals intellectual property as real property. The World Intellectual Property Organization (WIPO) treaty and other global agreements are based on the fact that the intellectual property rights should be protected as it is essential to the economic growth. The following reasons are given in the handbook published by the World Intellectual Property Organization related to the intellectual property laws. "One is to give statutory expression to the moral and economic rights of creators in their creations and the rights of the public in access to those creations.† Inventions were not the reason to initiate the history of patent, but it was in fact the grants given by the Queen Elizabeth 1 (1558-1603) and other royal family members for the privileges aimed at creating monopoly. nearly 200 years after the end of the reign of Elizabeth 1 a patent now shows and represents a legal status to the rights which are obtained by the person inventing something whic h gives him the right to control that invention exclusively, control and restrict its production, sale or any restricting any other method that might make that invention available for others to use independently. (Mossoff, A, 2001, Vol. 52, p. 1255) The aim of this paper is to study the justifications or arguments that surround the formation of intellectual property law. The paper will open discussion with the aims of intellectual property law and then move to the justifications. The paper will also discuss the limitations to these justifications and in the end, conclude the discussion with a critical evaluation of the intellectual property law terms. Aims of Intellectual Property Law This section will deal with the protection of intellectual property incentives taken for those